Counting Pennies

Hiatus

2007-06-19T11:17:00.000-07:00

On hiatus while I get other aspects of my life under control. This endeavor has my available computer time limited. It is unknown at this point how long said endeavors will take. I had hoped things would be wrapped up by now, but that doesn't seem to be the case. I will be back when I can be.

General Accounting 5/15 - 5/31

2007-05-17T19:28:00.000-07:00

PRIMARY

budgeted:
$300.00 - Sears (includes extra payment)
$200.00 - MasterCard (includes extra payment)
$80.00 - cel phones
$40.00 - K. school lunches
$155.00 - insurance/secondary account fund
$25.00 - ING (automatic transfer)
$25.00 - emergency fund (direct deposit)
$50.00 - slush fund/savings
$75.00 - life improvement fund
$50.00 - dental fund
$50.00 - entertainment fund
$260.00 - groceries (includes everything)
$20.00 - K. allowance
$40.00 - A. allowance
$40.00 - my allowance
$25.00 - K. savings
$80.00 - gas (for 2 cars)
=========
$1515.00 - total budgeted

PAID:
$______ - Sears
$______ - MasterCard
$______ - cel phones
$40.00 - K. school lunches - put into savings for future school expenses
$165.00 - insurance fund* - temporary increase, goes back down next month
$25.00 - ING (automatic transfer)
$25.00 - emergency fund (direct deposit)
$50.00 - slush fund/savings
$60.00 - life improvement fund (set aside in envelope)
$50.00 - dental fund
$50.00 - entertainment fund (set aside in envelope)
$217.45 - groceries (includes everything)
$______ - K. allowance
$40.00 - A. allowance
$40.00 - my allowance
$25.00 - K. savings - put into savings until her account is situated
$33.00 - gas (for 2 cars)
=========
$820.45 - total paid

budgeted total: $1515.00
spent total: $820.45

========= =========

SECONDARY
$388.72 - balance on May 15, 2007

DEPOSITED
$165.00

PAID
$70.00 - partial zoo pass payment

new balance: $483.72

* the "insurance fund" is the secondary checking account at the credit union where the primary checking account is. More than a decade ago, this secondary checking account served as my personal allowance account then transformed into my grocery account. When I stopped writing checks for groceries it transformed into what it is today: the predictable occassional expenses account. Current annual, bi-annual, and quarterly expenses covered by the funds collected in this account include: insurance on my car, insurance on A.'s car, life insurance on A., life insurance on me, life insurance on K., newspaper subscription, auto tag renewals on both cars, zoo pass renewal, christmas/holiday money. I take the yearly totals for each category and divide by 12 to determine how much each category should get per month, then add all the monthly allotments together to get the $155.00 amount.

Grocery Accounting 5/15 - 5/31

2007-05-17T14:51:00.000-07:00

PetSmart (5/15)
$16.99 - cat litter
$16.99 - cat litter
$18.00 - 60 cans cat food @ $0.30 each
$3.64 - tax
---------
$55.62 - total

Winn Dixie (5/16)
$5.29 - ground cumin
$1.79 - sour cream
$4.89 - ground onion
---------
$11.97 - total

Target (5/17)
$6.49 - sponge (6 pack)
$5.34 - conditioner (33.8 fl oz)
$4.19 - feminine wash (15 fl oz)
$4.14 - all free & clear, small & mighty(32 oz)
$1.94 - bleach (1 gal)
$2.89 - small garbage bags
$3.59 - gallon freezer bags
$2.01 - tax
---------
$30.59 - total

U-Save (5/17)
$3.98 - beef round bottom roast, 2 lb (on sale $1.99/lb)
$2.73 - beef round bottom roast, 1.37 lb (on sale $1.99/lb)
$2.67 - beef round bottom roast, 1.34 lb (on sale $1.99/lb)
$0.79 - dried pinto beans (1 lb)
$0.79 - dried small red beans (1 lb)
$0.79 - dried black beans (1 lb)
$0.79 - dried pink beans (1 lb)
$2.00 - garlic (6 heads)
$1.00 - limes (4)
---------
$15.54 - total

Winn Dixie (5/17)
$4.06 - whole chicken ($0.77/lb)
$4.93 - boneless skinless chicken breasts (2.49 lbs at $1.98/lb)
$6.28 - boneless skinless chicken breasts (3.17 lbs at $1.98/lb)
$4.31 - split skinless chicken breasts (2.41 lbs at $1.79/lb)
$4.12 - split skinless chicken breasts (2.30 lbs at $1.79/lb)
$4.70 - leg quarters (10 lb)
$2.99 - spicy v-8
$1.00 - tomato sauce (29 oz)
$1.00 - tomato sauce (29 oz)
$1.00 - italian crushed tomatoes (28 oz)
$1.00 - diced tomatoes (28 oz)
$0.20 - tomato sauce (8 oz)
$0.20 - tomato sauce (8 oz)
$0.20 - tomato sauce (8 oz)
$0.20 - tomato sauce (8 oz)
$0.20 - tomato sauce (8 oz)
$0.20 - tomato sauce (8 oz)
$0.20 - tomato sauce (8 oz)
$0.20 - tomato sauce (8 oz)
$0.20 - tomato sauce (8 oz)
$0.20 - tomato sauce (8 oz)
$0.66 - tomato sauce (15 oz)
$0.67 - tomato sauce (15 oz)
$0.50 - tomato paste (6 oz)
$0.50 - tomato paste (6 oz)
$0.99 - tomato paste (12 oz)
$0.99 - tomato paste (12 oz)
$0.50 - dark red kidney beans (15.5 oz)
$0.50 - dark red kidney beans (15.5 oz)
$0.50 - light red kidney beans (15.5 oz)
$0.50 - light red kidney beans (15.5 oz)
$0.50 - chili beans (15.5 oz)
$0.50 - chili beans (15.5 oz)
$1.75 - yellow onions (1.77 lbs)
$1.97 - idaho potatoes (5 lbs)
$0.99 - note paper
$0.07 - tax
---------
$49.48 - total

Sam's (5/17)
$2.99 - milk (gallon)
$8.88 - quart freezer bags
$12.86 - breaded cod
$5.02 - cheddar cheese (2 lb)
$2.36 - carrots (5lb)
$4.47 - romaine hearts (6)
$4.47 - strawberries (2 lb)
$3.64 - sour cream (3 lb)
$1.09 - bananas (3 lb)
$1.09 - bananas (3 lb)
$3.88 - dinner rolls (36)
$2.87 - wheat hoagie rolls (6)
$0.63 - tax
---------
$54.25 - total

budgeted for 5/15 - 5/31 - $260.00
total spent - $217.45
tossed into change jar - $2.14
total remaining - 40.00

General Accounting 5/15 - 5/31

2007-05-15T11:59:00.000-07:00

PRIMARY

budgeted:
$300.00 - Sears (includes extra payment)
$200.00 - MasterCard (includes extra payment)
$80.00 - cel phones
$40.00 - K. school lunches
$155.00 - insurance/secondary account fund
$25.00 - ING (automatic transfer)
$25.00 - emergency fund (direct deposit)
$50.00 - slush fund/savings
$75.00 - life improvement fund
$50.00 - dental fund
$50.00 - entertainment fund
$260.00 - groceries (includes everything)
$20.00 - K. allowance
$40.00 - A. allowance
$40.00 - my allowance
$25.00 - K. savings
$80.00 - gas (for 2 cars)
=========
$1515.00 - total budgeted

PAID:
$______ - Sears
$______ - MasterCard
$______ - cel phones
$40.00 - K. school lunches - put into savings for future school expenses
$165.00 - insurance fund* - temporary increase, goes back down next month
$______ - ING (automatic transfer)
$25.00 - emergency fund (direct deposit)
$50.00 - slush fund/savings
$60.00 - life improvement fund (set aside in envelope)
$50.00 - dental fund
$50.00 - entertainment fund (set aside in envelope)
$55.62 - groceries (includes everything)
$______ - K. allowance
$40.00 - A. allowance
$40.00 - my allowance
$25.00 - K. savings - put into savings until her account is situated
$______ - gas (for 2 cars)
=========
$600.62 - total paid

budgeted total: $1515.00
spent total: $600.62

========= =========

SECONDARY
$388.72 - balance on May 15, 2007

DEPOSITED
$165.00

PAID
$70.00 - partial zoo pass payment

new balance: $483.72

* the "insurance fund" is the secondary checking account at the credit union where the primary checking account is. More than a decade ago, this secondary checking account served as my personal allowance account then transformed into my grocery account. When I stopped writing checks for groceries it transformed into what it is today: the predictable occassional expenses account. Current annual, bi-annual, and quarterly expenses covered by the funds collected in this account include: insurance on my car, insurance on A.'s car, life insurance on A., life insurance on me, life insurance on K., newspaper subscription, auto tag renewals on both cars, zoo pass renewal, christmas/holiday money. I take the yearly totals for each category and divide by 12 to determine how much each category should get per month, then add all the monthly allotments together to get the $155.00 amount.

General Accounting 5/1 - 5/14

2007-05-15T11:42:00.000-07:00

PRIMARY

budgeted:
$725.00 - rent
$70.00 - water
$160.00 - electric
$87.00 - phone/DSL package
$45.00 - ING (automatic transfer)
$25.00 - emergency fund (direct deposit)
$50.00 - life improvement fund
$50.00 - dental fund
$220.00 - groceries (includes everything)
$20.00 - K. allowance
$80.00 - gas (for 2 cars)
=========
$1532.00 - total budgeted

PAID:
$725.00 - rent
$65.00 - water
$145.00 - electric (actual was $132.80)
$87.00 - phone/DSL package
$45.00 - ING (automatic transfer)
$25.00 - emergency fund (direct deposit)
$50.00 - life improvement fund (taken out in cash; set aside)
$50.00 - dental fund
$185.00 - groceries to date per record - figure NOT updated
$15.00 - K. allowance
$31.07 - gas (for 2 cars)
=========
$1423.07

budgeted total: $1532.00
spent total: $1423.07 - estimated due to grocery expenses not being accurate

========= =========

SECONDARY
balance at $512.39 on May 1, 2007

PAID
$51.47 - newspaper subscription - 6 months
$72.20 - car tag renewals (both cars)

new balance: $388.72

Oops.

2007-05-13T16:23:00.000-07:00

I've completely lost track of the spending for the past few days. Some of that has to do with me not being the one spending it, while other parts of it has to do with being driven completely batty by my eye and not keeping a closer eye on things.

I know money was spent at the House Buyer's Fair/Seminar, but I don't know how much. I know money was spent for lunch afterward, but I don't know how much. I know I spent money on my eye exam, the shaded clip to turn the glasses I have to wear for the next week and a half into sunglasses so that I (a border-line vampire) can see at least see when I have to venture outdoors (without looking like a squinty-eyed mole-woman). I know I spent money on the eye drops I'm dropping into my right eye four times a day for the next six days. I know I spent money on... uh... stuff... while killing time in WalMart (UGH!) while waiting for my prescription to be filled.

But I have no idea where my receipts are, and I'm not entirely sure at the time of this writing (Sunday evening) exactly what I bought at WalMart (UGH!) on Friday evening. I remember lip gloss, lip stick, soap, and cotton rounds to use with my eye patch... and I know there was more, but I can't recall what!

The good news is that pay day is on the 15th, which means A.'s paycheck should be in the account come Tuesday morning when I fall out of bed.

Not being able to wear my contacts is sort of bad because it'll be almost impossible for me to drive in my glasses. The prescription is current, but I lose too much peripheral vision when wearing my glasses and it makes me a skittish driver. It's not a new situation, I've been like that since the late '80s when I started driving. What it really boils down to is that I'm not comfortable depending on glasses to see what's happening around me.

But I digress.

Finances. Um.

Oh yes.

The 15th is pay day so everything will more or less be reset anyway. I still have a few dollars left from the grocery budget for the first half of the month, and there's still a surplus in the checking account, so... despite everything that went kaboom, I guess we did ok.

Later this week (when my eyes are less irritated by smoke and crud in the air and it's less bothersome to sit staring at a computer screen because of the pink eye) I'll get to the slush fund vs. life improvement fund post.

General Accounting 5/1 - 5/14

2007-05-08T19:06:00.000-07:00

PRIMARY

budgeted:
$725.00 - rent
$70.00 - water
$160.00 - electric
$87.00 - phone/DSL package
$45.00 - ING (automatic transfer)
$25.00 - emergency fund (direct deposit)
$50.00 - life improvement fund
$50.00 - dental fund
$220.00 - groceries (includes everything)
$20.00 - K. allowance
$80.00 - gas (for 2 cars)
=========
$1532.00 - total budgeted

PAID:
$725.00 - rent
$65.00 - water
$145.00 - electric (actual was $132.80)
$87.00 - phone/DSL package
$45.00 - ING (automatic transfer)
$25.00 - emergency fund (direct deposit)
$50.00 - life improvement fund (taken out in cash; set aside)
$50.00 - dental fund
$185.00 - groceries to date per record
$______ - K. allowance
$31.07 - gas (for 2 cars)
=========
$1408.07

budgeted total: $1532.00
spent total: $1408.07

========= =========

SECONDARY
balance at $512.39 on May 1, 2007

PAID
$51.47 - newspaper subscription - 6 months
$72.20 - car tag renewals (both cars)

new balance: $388.72

Observations

2007-05-05T19:10:00.000-07:00

Scanning over the most recent receipts, it occurs to me that we've been going to a store - sometimes the same store! - almost every night. It's insane. I sat here for a while tonight, giving everything some thought, trying to figure out what in heaven's name was going on... and I think I've finally figured it out.

Under normal conditions, I keep my car on certain days and do all the shopping during the day while A. is at work and K. is at school. However, we've not been working under normal conditions lately. Since he got back into town, A. has been using my car exclusively. He has offered to let me keep it to run errands a few times (with him either taking his car or me driving him to work), but with the extensive burns I suffered recently, driving (much less doing all the stretching and bending involved with a short woman shopping) was out of the question unless absolutely necessary. I was just in far too much pain - not to mention so extremely tired while healing - to put a shirt on my burns and go shopping. Anywhere. For anything. So A. has been driving me to this store or that one after he gets home from work.

There was one instance where we had to go back to Sam's a few days after we'd just been there because we needed water - they had been out the day we'd gone and after looking at other stores, I remembered why I normally drive over to Sam's for it (cheaper cost for higher quantity) - and it wasn't going to wait until this weekend when I had originally planned to go back for salad greens.

Another instance we went back for more menstrual pads. In that case, we're still trying out the new brand (Natracare) and didn't buy enough supplies for the month. Notation has been made on my monthly shopping needs list and that probably won't happen again. After a few months, we'll be as well stocked as we were before.

It's just little things - little adjustments - that have us looking crazy right now. Little things that don't happen or don't bother us under normal circumstances.

I guess, looking at the big picture, I can breathe a small sigh of relief that this isn't the normal trend. Anyone looking in through the small window I'm creating with this blog would surely think I'm insane, but no, that's not the case (ok, maybe, but not because of this!!). Things are just a little hectic and out of balance lately. Things will get back to normal soon, though.

Coming soon: slush fund vs. life improvement fund

Expense Accounting; New Balance

2007-05-05T18:02:00.000-07:00

Technically, Mother's Day cards can't really be considered something that would fall under "Life Improvement", but... um... yeah. I had the cash there, and I'll make the sacrifice. The recent influx of school related expenses has completely (1) taken me by surprise and (2) drained my resources.

Also, um, technically the additional (and unexpected) expense of feeding A. and K. while at MGM on a field trip shouldn't come from the emergency fund, but the original notices said they'd be provided a bag lunch, then at the last minute we got noticed saying they needed funds for food. Wee. Seeing as how I'd already wiped out every other bit of money I could spare, I took the money from the emergency fund. Some of the $100 that was taken out was returned to me (along with a present! yay!) but that money is being shuffled off to cover a few other things.

The money coming out of the life improvement fund for my contact lenses was the balance due after the insurance kicked in.

Emergency Fund (5/4)
$100 - taken out for K.'s field trip (A. playing chaperone)

.........

Life Improvement Fund

Target (5/5)
$3.99 - mother's day card
$1.99 - mother's day card
$2.25 - mother's day card
$2.25 - mother's day card
$2.99 - mother's day card
$4.99 - mother's day card
$3.99 - mother's day card
$1.58 - tax
---------
$24.03 - total

Vision Works(5/3)
$13.88 - contact lenses
---------
$13.88 - total

=========

ING savings - $85.67
EF - $230.00
personal savings - $10.00

slush fund - $24.95
Dental fund - $100.00

Disney fund - $40.00
Christmas fund - $126.50

Life Improvement fund - $23.00

Grocery Accounting 5/1 - 5/14

2007-05-05T17:14:00.000-07:00

Sam's (5/5)
$3.88 - dinner rolls (48 count)
$3.88 - dinner rolls (48 count)
$5.88 - red grapes (3 lbs)
$1.09 - bananas (3 lbs)
$1.09 - bananas (3 lbs)
$4.47 - romaine hearts (6 hearts)
$2.87 - whole wheat hoagies (6 count)
$4.37 - potatoes (10 lbs)
---------
$27.51 - total

Publix (5/5)
$3.75 - milk (1 gallon)
$0.99 - nail clippers (impulse buy - mine went missing; these have a chain)
$0.07 - tax
---------
$4.81 - total

Target (5/5)
$1.38 - medium heat, chunky salsa (Market Pantry, 24oz, clearance)
$1.38 - mild heat, chunky salsa (Market Pantry, 24oz, clearance)
$5.49 - toilet paper (Angel Soft, 48 roll pack)
$5.49 - toilet paper (Angel Soft, 48 roll pack)
$1.94 - tissues (Kleenex ultra soft, 180 pack)
$1.94 - tissues (Kleenex ultra soft, 180 pack)
$0.76 - farfalle (bow tie) pasta (1 lb, clearance)
$0.76 - farfalle (bow tie pasta) (1 lb, clearance)
$0.55 - medium shells (1 lb, clerance)
$0.55 - medium shells (1 lb, clerance)
$0.55 - penne rigate (pointy end tube pasta) (1 lb, clearance)
$0.55 - penne rigate (pointy end tube pasta) (1 lb, clearance)
$0.55 - angel hair (1 lb, clearance)
$0.55 - angel hair (1 lb, clearance)
$2.24 - light bulbs (6 pack)
$1.20 - tax
---------
$25.88 - total

Sam's Club (5/3)
$4.46 - water (32 1/2 liter bottles)
$4.46 - water (32 1/2 liter bottles)
$4.46 - water (32 1/2 liter bottles)
---------
$13.38 - total

Nutrition S'Mart (5/3)
$4.69 - Natracare pads
$0.33 - tax
---------
$5.02 - total

Target (5/2)
$6.29 - Listerine (1.5 liter)
$0.99 - shaving cream (trial size)
$1.24 - wax paper
$3.69 - toothepaste (Crest sensitivity)
$4.64 - razors (Soleil)
$2.99 - razors (Noxzema)
$1.39 - tax
---------
$21.23 - total

Super Saver Supermarket (5/2) (it's so NOT)
$0.99 - whole coconut
---------
$0.99 - total

U-Save (5/2)
$3.25 - V8 hot & spicy
$1.15 - dried baby lime beans (1 lb)
$2.19 - 1/2 gallon 2% milk
$1.99 - Crisco shortening (1 lb)
$2.50 - Country Crock (3 lb)
$1.59 - margarin sticks (1 lb)
$2.29 - Kraft Deluxe mac & cheese
$1.88 - Shur Fine Deluxe mac & cheese
$0.99 - Kraft mac & cheese dinner
$0.59 - Golden Grain Mission mac & cheese dinner
$0.23 - tax
---------
$18.65 - total

Chick-fil-A (5/1)
$18.78 - dinner out due to double school outing
---------
$18.78 - total

Natural Foods Market (4/30)
$4.39 - Natracare pads (night time)
$4.29 - Natracare pads (slender)
$3.99 - Natracare tampons (regular)
$2.39 - Endangered chocolate (Harp Seal - Smooth White Chocolate)
$2.39 - Endangered chocolate (Manatee - Milk Chocolate with Rice Crisp)
$2.39 - Endangered chocolate (Elephant - Milk Choc. w/ Peanut Butter Brittle)
$2.39 - Endangered chocolate (Rain Forest - Dark Choc. w/ Deep Forest Mint)
$1.56 - tax
---------
$23.79 - total

Sam's (4/30)
$5.05 - Tropicana orange juice (1 gallon)
$1.09 - bananas (3 lbs)
$3.88 - dinner rolls (48 count)
$5.47 - tuna (10 cans)
$5.02 - cheddar cheese (2 1-pound packs)
$2.67 - carrots (5 lbs)
$1.78 - eggs (18)
---------
$24.96

budgeted for 5/1 - 5/14 - $220.00
total spent - $185.00
tossed into change jar - $3.00
total remaining - $32.00

Expense Accounting; New Balance

2007-05-02T16:54:00.000-07:00

K. has a field trip to MGM in Orlando later this week. Seeing as how she can't take a purse, but did need to have something small purse size to carry a few personal items in, she got a fanny pack-type waist travel bag. Paid for it with cash in the Life Improvement fund.

Target (5/2)
$9.99 - waist pack
$0.70 - tax
---------
$10.69 - total

=========

ING savings - $85.67
EF - $330.00
personal savings - $10.00

slush fund - $24.95
Dental fund - $100.00

Disney fund - $40.00
Christmas fund - $126.50

Life Improvement fund - $61.00 (change was tossed into the change jar)

Grocery Accounting 5/1 - 5/14

2007-05-02T15:35:00.000-07:00

Target (5/2)
$6.29 - Listerine (1.5 liter)
$0.99 - shaving cream (trial size)
$1.24 - wax paper
$3.69 - toothepaste (Crest sensitivity)
$4.64 - razors (Soleil)
$2.99 - razors (Noxzema)
$1.39 - tax
---------
$21.23 - total

Super Saver Supermarket (5/2) (it's so NOT)
$0.99 - whole coconut
---------
$0.99 - total

U-Save (5/2)
$3.25 - V8 hot & spicy
$1.15 - dried baby lime beans (1 lb)
$2.19 - 1/2 gallon 2% milk
$1.99 - Crisco shortening (1 lb)
$2.50 - Country Crock (3 lb)
$1.59 - margarin sticks (1 lb)
$2.29 - Kraft Deluxe mac & cheese
$1.88 - Shur Fine Deluxe mac & cheese
$0.99 - Kraft mac & cheese dinner
$0.59 - Golden Grain Mission mac & cheese dinner
$0.23 - tax
---------
$18.65 - total

Chick-fil-A (5/1)
$18.78 - dinner out due to double school outing
---------
$18.78 - total

Natural Foods Market (4/30)
$4.39 - Natracare pads (night time)
$4.29 - Natracare pads (slender)
$3.99 - Natracare tampons (regular)
$2.39 - Endangered chocolate (Harp Seal - Smooth White Chocolate)
$2.39 - Endangered chocolate (Manatee - Milk Chocolate with Rice Crisp)
$2.39 - Endangered chocolate (Elephant - Milk Choc. w/ Peanut Butter Brittle)
$2.39 - Endangered chocolate (Rain Forest - Dark Choc. w/ Deep Forest Mint)
$1.56 - tax
---------
$23.79 - total

Sam's (4/30)
$5.05 - Tropicana orange juice (1 gallon)
$1.09 - bananas (3 lbs)
$3.88 - dinner rolls (48 count)
$5.47 - tuna (10 cans)
$5.02 - cheddar cheese (2 1-pound packs)
$2.67 - carrots (5 lbs)
$1.78 - eggs (18)
---------
$24.96

total spent - $108.40
total remaining - $111.00
tossed into change jar - $0.91

Expense Accounting; New Balance

2007-05-01T20:36:00.000-07:00

Spent $10.00 at the open house at the middle school tonight. Bought K. a Spirit Pack - a bag full of school goodies with the middle school mascot on them. Took the money out of the Life Improvement fund because it improved my life by (1) getting us out of there, and (2) not hearing her whine about not being able to get one.

=========

ING savings - $85.67
EF - $330.00
personal savings - $10.00

slush fund - $24.95
Dental fund - $100.00

Disney fund - $40.00
Christmas fund - $126.50

Life Improvement fund - $72.00

Grocery Accounting 5/1 - 5/14

2007-05-01T19:59:00.000-07:00

Chick-fil-A (5/1)
$18.78 - dinner out due to double school outing
---------
$18.78 - total

Natural Foods Market (4/30)
$4.39 - Natracare pads (night time)
$4.29 - Natracare pads (slender)
$3.99 - Natracare tampons (regular)
$2.39 - Endangered chocolate (Harp Seal - Smooth White Chocolate)
$2.39 - Endangered chocolate (Manatee - Milk Chocolate with Rice Crisp)
$2.39 - Endangered chocolate (Elephant - Milk Choc. w/ Peanut Butter Brittle)
$2.39 - Endangered chocolate (Rain Forest - Dark Choc. w/ Deep Forest Mint)
$1.56 - tax
---------
$23.79 - total

Sam's (4/30)
$5.05 - Tropicana orange juice (1 gallon)
$1.09 - bananas (3 lbs)
$3.88 - dinner rolls (48 count)
$5.47 - tuna (10 cans)
$5.02 - cheddar cheese (2 1-pound packs)
$2.67 - carrots (5 lbs)
$1.78 - eggs (18)
---------
$24.96

total spent - $67.53
total remaining - $152.00
tossed into change jar - $0.47

General Accounting - 5/1 - 5/14

2007-05-01T11:29:00.000-07:00

PRIMARY

budgeted:
$725.00 - rent
$70.00 - water
$160.00 - electric
$87.00 - phone/DSL package
$45.00 - ING (automatic transfer)
$25.00 - emergency fund (direct deposit)
$50.00 - life improvement fund
$50.00 - dental fund
$220.00 - groceries (includes everything)
$20.00 - K. allowance
$80.00 - gas (for 2 cars)
=========
$1532.00 - total budgeted

PAID:
$725.00 - rent
$65.00 - water
$______ - electric
$______ - phone/DSL package
$45.00 - ING (automatic transfer)
$25.00 - emergency fund (direct deposit)
$50.00 - life improvement fund (taken out in cash; set aside)
$50.00 - dental fund
$48.75 - groceries to date per record
$______ - K. allowance
$______ - gas (for 2 cars)
=========
$1008.75

budgeted total: $1532.00
spent total: $1008.75

========= =========

SECONDARY
balance at $512.39 as of May 1, 2007

PAID
$51.47 - newspaper subscription - 6 months
$72.20 - car tag renewals (both cars)

new balance: $388.72

Grocery Accounting 5/1 - 5/14

2007-04-30T19:32:00.000-07:00

Natural Foods Market (4/30)
$4.39 - Natracare pads (night time)
$4.29 - Natracare pads (slender)
$3.99 - Natracare tampons (regular)
$2.39 - Endangered chocolate (Harp Seal - Smooth White Chocolate)
$2.39 - Endangered chocolate (Manatee - Milk Chocolate with Rice Crisp)
$2.39 - Endangered chocolate (Elephant - Milk Choc. w/ Peanut Butter Brittle)
$2.39 - Endangered chocolate (Rain Forest - Dark Choc. w/ Deep Forest Mint)
$1.56 - tax
---------
$23.79 - total

Sam's (4/30)
$5.05 - Tropicana orange juice (1 gallon)
$1.09 - bananas (3 lbs)
$3.88 - dinner rolls (48 count)
$5.47 - tuna (10 cans)
$5.02 - cheddar cheese (2 1-pound packs)
$2.67 - carrots (5 lbs)
$1.78 - eggs (18)
---------
$24.96

total spent - $48.75
total remaining - $171.00
tossed into change jar - $0.25

New Balances

2007-04-30T09:25:00.000-07:00

ING savings - $85.67
EF - $330.00
personal savings - $10.00

slush fund - $24.95
Dental fund - $100.00

Disney fund - $40.00
Christmas fund - $126.50

Life Improvement fund - $82.00