General Accounting 5/15 - 5/31

PRIMARY

budgeted:
$300.00 - Sears (includes extra payment)
$200.00 - MasterCard (includes extra payment)
$80.00 - cel phones
$40.00 - K. school lunches
$155.00 - insurance/secondary account fund
$25.00 - ING (automatic transfer)
$25.00 - emergency fund (direct deposit)
$50.00 - slush fund/savings
$75.00 - life improvement fund
$50.00 - dental fund
$50.00 - entertainment fund
$260.00 - groceries (includes everything)
$20.00 - K. allowance
$40.00 - A. allowance
$40.00 - my allowance
$25.00 - K. savings
$80.00 - gas (for 2 cars)
=========
$1515.00 - total budgeted


PAID:
$______ - Sears
$______ - MasterCard
$______ - cel phones
$40.00 - K. school lunches - put into savings for future school expenses
$165.00 - insurance fund* - temporary increase, goes back down next month
$25.00 - ING (automatic transfer)
$25.00 - emergency fund (direct deposit)
$50.00 - slush fund/savings
$60.00 - life improvement fund (set aside in envelope)
$50.00 - dental fund
$50.00 - entertainment fund (set aside in envelope)
$217.45 - groceries (includes everything)
$______ - K. allowance
$40.00 - A. allowance
$40.00 - my allowance
$25.00 - K. savings - put into savings until her account is situated
$33.00 - gas (for 2 cars)
=========
$820.45 - total paid


budgeted total: $1515.00
spent total: $820.45

========= =========

SECONDARY
$388.72 - balance on May 15, 2007

DEPOSITED
$165.00

PAID
$70.00 - partial zoo pass payment

new balance: $483.72


* the "insurance fund" is the secondary checking account at the credit union where the primary checking account is. More than a decade ago, this secondary checking account served as my personal allowance account then transformed into my grocery account. When I stopped writing checks for groceries it transformed into what it is today: the predictable occassional expenses account. Current annual, bi-annual, and quarterly expenses covered by the funds collected in this account include: insurance on my car, insurance on A.'s car, life insurance on A., life insurance on me, life insurance on K., newspaper subscription, auto tag renewals on both cars, zoo pass renewal, christmas/holiday money. I take the yearly totals for each category and divide by 12 to determine how much each category should get per month, then add all the monthly allotments together to get the $155.00 amount.

Grocery Accounting 5/15 - 5/31

PetSmart (5/15)
$16.99 - cat litter
$16.99 - cat litter
$18.00 - 60 cans cat food @ $0.30 each
$3.64 - tax
---------
$55.62 - total


Winn Dixie (5/16)
$5.29 - ground cumin
$1.79 - sour cream
$4.89 - ground onion
---------
$11.97 - total


Target (5/17)
$6.49 - sponge (6 pack)
$5.34 - conditioner (33.8 fl oz)
$4.19 - feminine wash (15 fl oz)
$4.14 - all free & clear, small & mighty(32 oz)
$1.94 - bleach (1 gal)
$2.89 - small garbage bags
$3.59 - gallon freezer bags
$2.01 - tax
---------
$30.59 - total


U-Save (5/17)
$3.98 - beef round bottom roast, 2 lb (on sale $1.99/lb)
$2.73 - beef round bottom roast, 1.37 lb (on sale $1.99/lb)
$2.67 - beef round bottom roast, 1.34 lb (on sale $1.99/lb)
$0.79 - dried pinto beans (1 lb)
$0.79 - dried small red beans (1 lb)
$0.79 - dried black beans (1 lb)
$0.79 - dried pink beans (1 lb)
$2.00 - garlic (6 heads)
$1.00 - limes (4)
---------
$15.54 - total


Winn Dixie (5/17)
$4.06 - whole chicken ($0.77/lb)
$4.93 - boneless skinless chicken breasts (2.49 lbs at $1.98/lb)
$6.28 - boneless skinless chicken breasts (3.17 lbs at $1.98/lb)
$4.31 - split skinless chicken breasts (2.41 lbs at $1.79/lb)
$4.12 - split skinless chicken breasts (2.30 lbs at $1.79/lb)
$4.70 - leg quarters (10 lb)
$2.99 - spicy v-8
$1.00 - tomato sauce (29 oz)
$1.00 - tomato sauce (29 oz)
$1.00 - italian crushed tomatoes (28 oz)
$1.00 - diced tomatoes (28 oz)
$0.20 - tomato sauce (8 oz)
$0.20 - tomato sauce (8 oz)
$0.20 - tomato sauce (8 oz)
$0.20 - tomato sauce (8 oz)
$0.20 - tomato sauce (8 oz)
$0.20 - tomato sauce (8 oz)
$0.20 - tomato sauce (8 oz)
$0.20 - tomato sauce (8 oz)
$0.20 - tomato sauce (8 oz)
$0.20 - tomato sauce (8 oz)
$0.66 - tomato sauce (15 oz)
$0.67 - tomato sauce (15 oz)
$0.50 - tomato paste (6 oz)
$0.50 - tomato paste (6 oz)
$0.99 - tomato paste (12 oz)
$0.99 - tomato paste (12 oz)
$0.50 - dark red kidney beans (15.5 oz)
$0.50 - dark red kidney beans (15.5 oz)
$0.50 - light red kidney beans (15.5 oz)
$0.50 - light red kidney beans (15.5 oz)
$0.50 - chili beans (15.5 oz)
$0.50 - chili beans (15.5 oz)
$1.75 - yellow onions (1.77 lbs)
$1.97 - idaho potatoes (5 lbs)
$0.99 - note paper
$0.07 - tax
---------
$49.48 - total


Sam's (5/17)
$2.99 - milk (gallon)
$8.88 - quart freezer bags
$12.86 - breaded cod
$5.02 - cheddar cheese (2 lb)
$2.36 - carrots (5lb)
$4.47 - romaine hearts (6)
$4.47 - strawberries (2 lb)
$3.64 - sour cream (3 lb)
$1.09 - bananas (3 lb)
$1.09 - bananas (3 lb)
$3.88 - dinner rolls (36)
$2.87 - wheat hoagie rolls (6)
$0.63 - tax
---------
$54.25 - total

budgeted for 5/15 - 5/31 - $260.00
total spent - $217.45
tossed into change jar - $2.14
total remaining - 40.00

General Accounting 5/15 - 5/31

PRIMARY

budgeted:
$300.00 - Sears (includes extra payment)
$200.00 - MasterCard (includes extra payment)
$80.00 - cel phones
$40.00 - K. school lunches
$155.00 - insurance/secondary account fund
$25.00 - ING (automatic transfer)
$25.00 - emergency fund (direct deposit)
$50.00 - slush fund/savings
$75.00 - life improvement fund
$50.00 - dental fund
$50.00 - entertainment fund
$260.00 - groceries (includes everything)
$20.00 - K. allowance
$40.00 - A. allowance
$40.00 - my allowance
$25.00 - K. savings
$80.00 - gas (for 2 cars)
=========
$1515.00 - total budgeted


PAID:
$______ - Sears
$______ - MasterCard
$______ - cel phones
$40.00 - K. school lunches - put into savings for future school expenses
$165.00 - insurance fund* - temporary increase, goes back down next month
$______ - ING (automatic transfer)
$25.00 - emergency fund (direct deposit)
$50.00 - slush fund/savings
$60.00 - life improvement fund (set aside in envelope)
$50.00 - dental fund
$50.00 - entertainment fund (set aside in envelope)
$55.62 - groceries (includes everything)
$______ - K. allowance
$40.00 - A. allowance
$40.00 - my allowance
$25.00 - K. savings - put into savings until her account is situated
$______ - gas (for 2 cars)
=========
$600.62 - total paid


budgeted total: $1515.00
spent total: $600.62


========= =========

SECONDARY
$388.72 - balance on May 15, 2007

DEPOSITED
$165.00

PAID
$70.00 - partial zoo pass payment

new balance: $483.72


* the "insurance fund" is the secondary checking account at the credit union where the primary checking account is. More than a decade ago, this secondary checking account served as my personal allowance account then transformed into my grocery account. When I stopped writing checks for groceries it transformed into what it is today: the predictable occassional expenses account. Current annual, bi-annual, and quarterly expenses covered by the funds collected in this account include: insurance on my car, insurance on A.'s car, life insurance on A., life insurance on me, life insurance on K., newspaper subscription, auto tag renewals on both cars, zoo pass renewal, christmas/holiday money. I take the yearly totals for each category and divide by 12 to determine how much each category should get per month, then add all the monthly allotments together to get the $155.00 amount.

General Accounting 5/1 - 5/14

PRIMARY

budgeted:
$725.00 - rent
$70.00 - water
$160.00 - electric
$87.00 - phone/DSL package
$45.00 - ING (automatic transfer)
$25.00 - emergency fund (direct deposit)
$50.00 - life improvement fund
$50.00 - dental fund
$220.00 - groceries (includes everything)
$20.00 - K. allowance
$80.00 - gas (for 2 cars)
=========
$1532.00 - total budgeted


PAID:
$725.00 - rent
$65.00 - water
$145.00 - electric (actual was $132.80)
$87.00 - phone/DSL package
$45.00 - ING (automatic transfer)
$25.00 - emergency fund (direct deposit)
$50.00 - life improvement fund (taken out in cash; set aside)
$50.00 - dental fund
$185.00 - groceries to date per record - figure NOT updated
$15.00 - K. allowance
$31.07 - gas (for 2 cars)
=========
$1423.07


budgeted total: $1532.00
spent total: $1423.07 - estimated due to grocery expenses not being accurate


========= =========

SECONDARY
balance at $512.39 on May 1, 2007

PAID
$51.47 - newspaper subscription - 6 months
$72.20 - car tag renewals (both cars)

new balance: $388.72

Oops.

I've completely lost track of the spending for the past few days. Some of that has to do with me not being the one spending it, while other parts of it has to do with being driven completely batty by my eye and not keeping a closer eye on things.

I know money was spent at the House Buyer's Fair/Seminar, but I don't know how much. I know money was spent for lunch afterward, but I don't know how much. I know I spent money on my eye exam, the shaded clip to turn the glasses I have to wear for the next week and a half into sunglasses so that I (a border-line vampire) can see at least see when I have to venture outdoors (without looking like a squinty-eyed mole-woman). I know I spent money on the eye drops I'm dropping into my right eye four times a day for the next six days. I know I spent money on... uh... stuff... while killing time in WalMart (UGH!) while waiting for my prescription to be filled.

But I have no idea where my receipts are, and I'm not entirely sure at the time of this writing (Sunday evening) exactly what I bought at WalMart (UGH!) on Friday evening. I remember lip gloss, lip stick, soap, and cotton rounds to use with my eye patch... and I know there was more, but I can't recall what!

The good news is that pay day is on the 15th, which means A.'s paycheck should be in the account come Tuesday morning when I fall out of bed.

Not being able to wear my contacts is sort of bad because it'll be almost impossible for me to drive in my glasses. The prescription is current, but I lose too much peripheral vision when wearing my glasses and it makes me a skittish driver. It's not a new situation, I've been like that since the late '80s when I started driving. What it really boils down to is that I'm not comfortable depending on glasses to see what's happening around me.

But I digress.

Finances. Um.

Oh yes.

The 15th is pay day so everything will more or less be reset anyway. I still have a few dollars left from the grocery budget for the first half of the month, and there's still a surplus in the checking account, so... despite everything that went kaboom, I guess we did ok.

Later this week (when my eyes are less irritated by smoke and crud in the air and it's less bothersome to sit staring at a computer screen because of the pink eye) I'll get to the slush fund vs. life improvement fund post.